SF Fed Research: Race Not a Factor Behind Who’s Getting Mortgage Loan Modifications in CA, OR & WA
SAN FRANCISCO–(BUSINESS WIRE)–Research from the SF Fed looks at loan modifications and their effectiveness. Who received them? Were there any racial or ethnic differences in the types of loan modifications received? Were modifications successful in preventing subsequent foreclosures? Our findings suggest that, conditional on being in default, there are no significant racial and/or ethnic differences in who receives a loan modification, nor are there any significant differences in the types of
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